Experian is one of South Africa’s foremost credit bureaus, providing an extensive credit scoring database to organisations and consumers. The Experian Consumer Profile Search queries the Experian database for consumer information.
Experian can be used in addition to, or as an alternative to a TransUnion Consumer Profile Search, offering you the most comprehensive credit information.
Searches can be performed by supplying a surname and ID number as search criteria.
Search results may return the following information:
Information about the searched consumer, aliases, addresses, contact and past employment details.
- Judgments on file – Details of any legal actions, including type, amount and date
- Defaults on file – Details of any defaults, e.g., amount outstanding
- Notices on file – Details of outstanding notices
- Collections on file – Details of defaults on credit repayments
Details of enquiries made, including type, date and name of the enquirer.
This section will indicate whether a consumer has applied for debt rehabilitation. Should this section indicate that the consumer is under Debt Restructure, the NCA dictates no credit to be provided during the period.
Experian Consumer Profile is a credit bureau search, requiring WinCredit activation to make searches. Please visit our WinCredit Application page for more information.