A Consumer Profile is an overview of an individual in regard to credit and credit history. Credit grantors use this information to help them assess the risk involved in granting credit.
A search can be performed by providing a surname, first name and ID number.
A consumer profile result may contain information such as:
- Judgments on File – Details of any legal actions, including type, amount and date
- Defaults on File – Details of any defaults, e.g., amount outstanding
- Notices on File – Details of outstanding notices
The TransUnion Consumer Profile is a credit bureau search, requiring WinCredit activation.
LexisNexis Risk Management (1990/004046/07) is a registered credit bureau (NCRCB26).